https://thairate.com/en/ Compare today's cash exchange rates at real money changers across Thailand — Bangkok, Pattaya, Phuket, Chiang Mai, Hua Hin and more. Rates are pulled straight from each shop every few minutes. en Tue, 22 Sep 2026 06:00:48 GMT https://thairate.com/en/guide/bangkok-pass-vs-single-tickets/ https://thairate.com/en/guide/bangkok-pass-vs-single-tickets/ Gate prices for the temples, the SkyWalk and the theme parks, the arithmetic that decides whether a multi-attraction pass saves money, and why a temple-heavy day rarely does. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/bangkok-to-pattaya-transfer/ https://thairate.com/en/guide/bangkok-to-pattaya-transfer/ Bus, minivan, taxi, pre-booked car and the train that is not for arrival day. What each costs from the city and from Suvarnabhumi, and where to change money for it. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/cheapest-time-to-fly-to-thailand/ https://thairate.com/en/guide/cheapest-time-to-fly-to-thailand/ Peak, shoulder and rainy season by fare and by forecast, which coast is dry when, how far ahead to book, and why the flight date matters more than the exchange rate. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/chiang-mai-airport-to-old-city/ https://thairate.com/en/guide/chiang-mai-airport-to-old-city/ The airport is 3–4 km from the walls, so the risk is overpaying for a short hop, not the hop itself. Taxi counter, apps, songthaews, hotel pickups, and what to book for the days after. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/long-stay-data-esim-vs-thai-sim/ https://thairate.com/en/guide/long-stay-data-esim-vs-thai-sim/ For a month or more in Thailand: what tourist SIMs, monthly prepaid plans and travel eSIMs cost, the passport rule, why a Thai number matters, and the combination that usually wins. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/paying-hotels-card-or-cash-thailand/ https://thairate.com/en/guide/paying-hotels-card-or-cash-thailand/ What '++' adds, why prepaid and pay-at-hotel are charged differently, the terminal question that costs 3–6%, and the cheapest way to settle a large bill at check-out. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/phuket-airport-to-patong-transfer/ https://thairate.com/en/guide/phuket-airport-to-patong-transfer/ No train, 30–40 km to the beaches, and a kerbside price that varies fourfold. What the bus, minibus, taxi counter, apps and a pre-booked car each cost, and where not to change money. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/samui-ferry-and-cash-plan/ https://thairate.com/en/guide/samui-ferry-and-cash-plan/ Bus and train to Surat Thani, the Donsak ferry, catamarans, combination tickets and the expensive flight. Why the money has to be sorted in Bangkok before you cross. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/temple-audio-guides-and-entry-fees/ https://thairate.com/en/guide/temple-audio-guides-and-entry-fees/ What the Grand Palace, Wat Pho and Wat Arun cost, whether the audio guide is worth renting, how to get between them by river, and the two scams that operate at the gate. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/travel-insurance-thailand-what-it-covers/ https://thairate.com/en/guide/travel-insurance-thailand-what-it-covers/ Read from the bills people receive: what a Bangkok hospital charges, the two exclusions that void most claims, and why flight delay money comes from somewhere else. Mon, 21 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/indian-rupees-in-thailand/ https://thairate.com/en/guide/indian-rupees-in-thailand/ 171 Thai money changers quote INR. On the day we checked, the best of them paid 3.4% under the mid-market rate and the Don Mueang counter 18% under — against 0.2% for US dollars. What that means for an Indian traveller's cash plan. Fri, 18 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/airport-to-city-centre/ https://thairate.com/en/guide/airport-to-city-centre/ Four airports, four completely different transport situations. What each ride costs, which ones have a train, and where the kerbside price is the one to avoid. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/arrival-day-money-and-connectivity/ https://thairate.com/en/guide/arrival-day-money-and-connectivity/ A plan for the stretch between the jet bridge and your hotel room: how much to change in the arrival hall, why a data plan should already be working when you land, and what the ride into Bangkok should cost. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/bangkok-attraction-tickets-vs-gate/ https://thairate.com/en/guide/bangkok-attraction-tickets-vs-gate/ Which Bangkok sights cost more at the gate, which are the same price however you buy them, and the arithmetic that decides whether a multi-attraction pass is worth it for your trip. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/bangkok-late-opening-exchange-counters/ https://thairate.com/en/guide/bangkok-late-opening-exchange-counters/ The head offices with the best rates close first. What is still open in the evening in Bangkok, what you give up by waiting, and how to check tonight's hours rather than trusting a blog post. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/banknotes-thai-booths-refuse/ https://thairate.com/en/guide/banknotes-thai-booths-refuse/ Torn, taped, written-on and pre-2006 notes get rejected or paid at a lower rate in Thailand. What the counter is actually checking, and how to sort your cash before you fly. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/can-a-tourist-open-a-thai-bank-account/ https://thairate.com/en/guide/can-a-tourist-open-a-thai-bank-account/ The honest answer is that it depends on the branch. What banks commonly ask a foreigner for, why two people with identical paperwork get different answers, what an account actually gets you, and the workarounds that make it unnecessary. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/cash-without-an-atm/ https://thairate.com/en/guide/cash-without-an-atm/ If your card will not work in a Thai machine, or the 220-baht fee is eating your budget, there are four other ways to turn a card or a transfer into baht. Each has a different price, and one of them is much worse than it looks. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/chiang-rai-northern-border/ https://thairate.com/en/guide/chiang-rai-northern-border/ Thailand's far north has few exchange counters, short hours and a set of border currencies you will not find elsewhere. What to change in Chiang Mai before you go, and what to expect when you get there. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/counterfeit-notes-in-thailand/ https://thairate.com/en/guide/counterfeit-notes-in-thailand/ What the machine at the counter is looking for, why a refusal is usually not an accusation, and the calm procedure to follow if a note is held rather than handed back. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/day-trip-towns-ayutthaya-nakhon-pathom-ratchaburi/ https://thairate.com/en/guide/day-trip-towns-ayutthaya-nakhon-pathom-ratchaburi/ The towns within a couple of hours of Bangkok have exchange counters, but they are not why you should use them. What each town is actually like for money, and why the answer is usually to change before you go. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/departure-day-money/ https://thairate.com/en/guide/departure-day-money/ How much baht to hold back for the last day, where to change what is left and why the airport is the worst place to do it, what duty free will and will not take, and the customs limits worth checking before you pack cash. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/don-mueang-vs-suvarnabhumi/ https://thairate.com/en/guide/don-mueang-vs-suvarnabhumi/ Bangkok's two airports produce different first days. Where the cheap exchange floor is, what the ride into town costs from each, and the connection between them that catches people out. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/esim-vs-airport-sim-vs-roaming/ https://thairate.com/en/guide/esim-vs-airport-sim-vs-roaming/ Three ways to have a working phone in Thailand, and the specific trips each one suits. What each actually costs you in time as well as money, and when doing nothing is the right answer. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/flight-delays-out-of-bangkok/ https://thairate.com/en/guide/flight-delays-out-of-bangkok/ Most flights leaving Bangkok are not covered by the EU compensation rules, and the exceptions are precise. Which departures qualify, what Thai rules give you instead, what the airline owes you regardless, and how to document a claim. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/hat-yai-ringgit-corridor/ https://thairate.com/en/guide/hat-yai-ringgit-corridor/ Hat Yai runs on weekend traffic from Malaysia and Singapore, which makes it one of the few places in Thailand where the ringgit is a main currency rather than a curiosity. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/hotel-booking-and-service-charge/ https://thairate.com/en/guide/hotel-booking-and-service-charge/ How 10% service charge and 7% VAT stack to 17.7%, why the identical room is priced differently on every platform, what the front desk needs from your passport and card, and how cancellation rules change in high season. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/isan-money-exchange/ https://thairate.com/en/guide/isan-money-exchange/ Thailand's north-east has few foreign visitors and correspondingly few exchange counters. What is actually available in each of the main towns, and what to sort out before you leave Bangkok. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/island-hopping-costs/ https://thairate.com/en/guide/island-hopping-costs/ Ferries, speedboats, joined-up bus-and-boat tickets and day trips are four different products at four different prices. What each is for, which ones to book ahead, and why the cash you carry matters more on an island than anywhere else. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/island-rate-penalty/ https://thairate.com/en/guide/island-rate-penalty/ Everything on a Thai island costs more to deliver, including cash. Why island exchange rates are worse, how much worse, and the simple plan that removes the problem before you get on the boat. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/landing-after-midnight/ https://thairate.com/en/guide/landing-after-midnight/ A 01:30 arrival is a different problem from a midday one. Which exchange counters stay open, when the trains stop, what the taxi queue looks like, and the three things worth arranging in advance. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/lost-or-stolen-card-in-thailand/ https://thairate.com/en/guide/lost-or-stolen-card-in-thailand/ What to do in the first sixty minutes, in order, when a card goes missing in Thailand — freezing it, getting cash without it, when a police report is actually needed, and the emergency replacement route most people do not know exists. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/mid-market-rate-explained/ https://thairate.com/en/guide/mid-market-rate-explained/ The number Google shows you is not a price anyone trades at. What the mid-market rate actually is, what a fair gap from it looks like in Thailand, and how to use it as a measuring stick. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/money-scams-in-tourist-areas/ https://thairate.com/en/guide/money-scams-in-tourist-areas/ The exchange, taxi, rental and gem routines that separate visitors from money in Thai tourist districts, what each one looks like from the inside, the small signals that give them away, and what to do if you are already in one. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/monthly-budget-for-a-long-stay/ https://thairate.com/en/guide/monthly-budget-for-a-long-stay/ A month is not four holidays. Rent replaces hotels, cooking replaces restaurants, and two or three costs appear that a two-week visitor never meets. Here is the structure of a monthly budget and the decisions that actually move it. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/promptpay-and-qr-payments/ https://thairate.com/en/guide/promptpay-and-qr-payments/ Thailand runs on a QR code that most visitors cannot generate, but some can pay with. What PromptPay is, which foreign apps scan a Thai QR and which do not, and why you should not plan a trip around it. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/renting-by-the-month-in-thailand/ https://thairate.com/en/guide/renting-by-the-month-in-thailand/ What a monthly Thai rental actually involves — the deposit and advance, the electricity rate the building sets, what a one-year contract with a break clause means in practice, and the payment problem a foreigner without a Thai bank account runs into. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/scottish-notes-and-odd-currencies/ https://thairate.com/en/guide/scottish-notes-and-odd-currencies/ Not every pound is the same pound at a Thai counter. Which sterling notes get taken, which currencies are quoted but barely traded, and which ones you should convert before you fly. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/sending-money-to-a-thai-bank-account/ https://thairate.com/en/guide/sending-money-to-a-thai-bank-account/ The three costs inside every international transfer to Thailand, how bank wires, transfer apps and cash pickup differ on price and speed, what the receiving bank needs from the beneficiary, and when sending money is the wrong tool entirely. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/thai-hospital-bills-for-foreigners/ https://thairate.com/en/guide/thai-hospital-bills-for-foreigners/ Three tiers of Thai hospital, what each charges a foreigner, why payment is asked for up front, when direct billing works and when it does not, and the exclusion that turns a scooter accident into an uninsured six-figure bill. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/thailand-trip-cost-breakdown/ https://thairate.com/en/guide/thailand-trip-cost-breakdown/ A real budget for a seven-night trip: rooms, transport, food, attractions, the exchange spread and the 220-baht ATM fee — and which of those lines is worth locking in before you fly. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/three-days-in-bangkok-on-a-budget/ https://thairate.com/en/guide/three-days-in-bangkok-on-a-budget/ A three-day Bangkok itinerary costed line by line, where the money actually goes, which of the big-ticket items are worth it and which are not, and how to keep the transport and the money-changing from quietly eating the budget. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/tipping-and-service-charges/ https://thairate.com/en/guide/tipping-and-service-charges/ Thailand is not a tipping culture with American rules, and it is not a no-tipping culture either. Where a service charge already covers it, where a small note is normal, where tipping is actively odd, and the 17.7% that catches people out. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/when-the-trip-goes-wrong/ https://thairate.com/en/guide/when-the-trip-goes-wrong/ What a foreigner actually pays at a Thai hospital, when EU261-style compensation applies to a flight and when it does not, what to do in the first hour after a bag fails to arrive, and when travel insurance is worth buying. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/where-cash-is-still-required/ https://thairate.com/en/guide/where-cash-is-still-required/ Thailand takes cards in more places every year, and there is still a long list of things you simply cannot pay for with one. Here is the list, roughly what each costs, and how much cash to carry because of it. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/wise-revolut-or-debit-card/ https://thairate.com/en/guide/wise-revolut-or-debit-card/ Four charges decide what a card costs you in Thailand, and only one of them is on the advertising. A week of realistic spending, run through each option, with the answer depending on where you bank. Thu, 17 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/airport-vs-city-rates/ https://thairate.com/en/guide/airport-vs-city-rates/ Arrival hall, floor B, or wait for the city? What each option costs at Bangkok's main airport, and how much to change before you leave the terminal. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/bangkok-money-changer-guide/ https://thairate.com/en/guide/bangkok-money-changer-guide/ Bangkok has the best cash exchange rates in Thailand, but only in a few specific areas. A practical map of Pratunam, Silom and the malls, with live rates from 70+ branches. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/best-currencies-to-bring/ https://thairate.com/en/guide/best-currencies-to-bring/ US dollars, euros, pounds, yen, won, roubles: not all currencies are treated equally by Thai exchange shops. What the spreads look like and what to carry. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/border-town-exchange-guide/ https://thairate.com/en/guide/border-town-exchange-guide/ Changing money at Thailand's land borders with Laos and Myanmar. Where the shops are, which currencies they actually take, and what to do before you arrive. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/chiang-mai-money-exchange/ https://thairate.com/en/guide/chiang-mai-money-exchange/ Where to change cash in Chiang Mai, which areas have real competition, and what to do if you are heading further north to Chiang Rai or Mae Sai. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/dynamic-currency-conversion/ https://thairate.com/en/guide/dynamic-currency-conversion/ Thai ATMs and card terminals offer to charge you in your home currency at a rate they choose. The markup is typically 3-7%. Here is the exact wording to watch for and what to press instead. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/first-timer-money-checklist/ https://thairate.com/en/guide/first-timer-money-checklist/ What cash to bring, how much to change at the airport, which documents counters ask for, when a bank beats a booth, and a simple plan for your first day. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/how-to-read-a-rate-board/ https://thairate.com/en/guide/how-to-read-a-rate-board/ Buying, selling, and the denomination tiers that most travellers miss. A short guide to reading the board before you hand over your money. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/hua-hin-money-exchange/ https://thairate.com/en/guide/hua-hin-money-exchange/ Hua Hin's exchange scene is small but competitive. Where the shops are, their hours, and how the rates compare with Bangkok. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/leftover-baht/ https://thairate.com/en/guide/leftover-baht/ Changing baht back is more expensive than most people expect. The spread explained, plus four ways to avoid paying it at all. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/passport-and-id-rules/ https://thairate.com/en/guide/passport-and-id-rules/ Thai anti-money-laundering rules require licensed money changers to record identification. What is accepted, when a photo is enough, and what to expect at the counter. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/pattaya-money-exchange/ https://thairate.com/en/guide/pattaya-money-exchange/ Pattaya has more exchange counters per square kilometre than anywhere in Thailand outside Bangkok. Which chains operate where, how far it is worth walking, and which counters stay open late. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/phuket-money-exchange/ https://thairate.com/en/guide/phuket-money-exchange/ Where to change cash on Phuket, how much the airport costs you, and why rates differ by several percent across the island. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/superrich-vs-superrich-1965/ https://thairate.com/en/guide/superrich-vs-superrich-1965/ Bangkok has three well-known money changers with almost the same name. Here is who is who, how their rates differ, and why the branch matters more than the brand. Wed, 16 Sep 2026 00:00:00 GMT https://thairate.com/en/guide/thai-atm-fees/ https://thairate.com/en/guide/thai-atm-fees/ Every withdrawal from a Thai ATM with a foreign card costs a flat 220 baht. Here is how that changes the maths, and the on-screen offer you must always decline. Wed, 16 Sep 2026 00:00:00 GMT